Is it the economy (stupid) or the money that's at fault and is causing the present US recession?

There are 3 - and only 3 - ingredients that contribute to a country's economy or well being. These are: (1) natural resources, (2) human ability, and (3) technology. The quantity and quality of each ingredient, and the mix of all three, determines the collective wealth (economy) of a country. Notice that "money" doesn't determine a nation's wealth and has nothing to do with economy! It merely quantifies it for convenience. So, is the present recession in the US caused by "money" matters or a bad mix of economic ingredients? Your answer will determine the solution to our present recession.